Instant Request for Payment with FedNow®, RTP® and QuickBooks® Integration

• ~ Automate Account Receivable Collection
• ~ Automate Account Payable Payments
• ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ^® specializes in the origination of moving money electronically.

Itemized Parameters, Attributes, Benefits & Features of RfP™

Core RfP™ Parameters

Parameter	ISO 20022 Tag	Description
Message ID	<GrpHdr><MsgId>	Unique reference for the invoice
Payment Info ID	<PmtInf><PmtInfId>	Group or batch reference
Payee Name	<Cdtr><Nm>	Merchant requesting payment
Payer Name	<Dbtr><Nm>	Customer being billed
Alias Identifier	<CdtrAcct><Id>	Email/phone instead of account info
Amount	<Amt><InstdAmt>	Payment total requested
Invoice Description	<RmtInf><Ustrd>	What’s being paid for
Execution Date	<ReqdExctnDt>	Requested payment settlement date
Purpose Code	<Purp><Cd>	E.g., “INVOICE”, “BILL”, “RENT”

RfP™ Attributes

• Real-time A2A transfer via FedNow® and RTP®
• ISO 20022 format support (.XML, JSON, Excel)
• Alias naming for privacy — no account/routing required
• QuickBooks® and ERP-ready API integrations
• Mobile-first delivery (SMS, Email, QR)
• Hosted Payments Page as the collection interface
• Customer choice for rail — FedNow®, RTP®, ACH, BNPL, or Cards

Business Benefits

• Get paid instantly 24/7 via secure rails
• Automate with QuickBooks® integration
• Eliminate fraud risk with alias-based requests
• Reduce manual errors using ISO 20022 structured data
• No chargebacks or NSF risks
• Accept payments anywhere — mobile, POS, remote
• Flexible billing — recurring, one-time, or batch-based

Industries That Benefit from RfP™ via QuickBooks® + FedNow®/RTP®

• Field Service Contractors – Text-to-pay after job completion
• Consultants & Freelancers – One-click invoice payment via email
• Retailers & Online Stores – QR-code invoicing for walk-ins
• Healthcare Providers – Alias-based, HIPAA-safe payment requests
• Subscription Billing Models – Auto-RfP™ for recurring billing
• Accounts Receivable Teams – Batch upload via QuickBooks® or Excel

Ask us How:

Request Payment instantly using secure FedNow® and RTP® rails integrated through QBO QuickBooks®, and give your customers the power to pay you using mobile, SMS, or hosted web pages — instantly, any time, day or night.

Unlike traditional ACH or card-based invoicing, RfP™ allows real-time settlement with irrevocable funds, using alias naming instead of routing/account numbers. Businesses can send structured invoices through email, texting, QR codes, or QuickBooks® batch uploads, while customers pay from their preferred method — including FedNow®, RTP®, ACH, credit, debit, BNPL, and more.

This ISO 20022-powered digital invoicing creates frictionless, modern experiences for B2B, B2C, and C2B transactions, while eliminating errors, chargebacks, and delays. Use RfP™ invoicing to modernize your cash flow strategy.

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Using SecureQBPlugin.com and QuickBooks Online for Requesting Payment After Due Date with RfP for Real-Time Payments

Overview: Integrating SecureQBPlugin.com with QuickBooks Online (QBO) allows businesses to leverage real-time payment capabilities through FedNow. This integration enables businesses to send Requests for Payment (RfP) for overdue invoices, facilitating quick and secure payments directly through QBO.

Key Features and Benefits:

SecureQBPlugin.com Integration:

1. Automated Invoicing and Payment Requests:
   • Automates the creation and sending of RfP for overdue invoices.
   • Ensures timely reminders and follow-ups on outstanding payments.
2. Real-Time Payment Processing:
   • Integrates with FedNow to provide instant payment processing upon approval of the RfP.
   • Funds are transferred and available immediately, ensuring quick settlement of overdue invoices.
3. Comprehensive Reporting:
   • Provides detailed financial reports within QBO, incorporating real-time payment data.
   • Enhances financial visibility and supports better decision-making.
4. Enhanced Security:
   • Ensures secure transactions with end-to-end encryption.
   • Protects sensitive financial information and minimizes fraud risks.

Steps to Implement and Use SecureQBPlugin.com with QBO for RfP:

1. Install SecureQBPlugin.com:
   • Visit SecureQBPlugin.com to download and install the plugin.
   • Follow the installation instructions to integrate the plugin with your QuickBooks Online account.
2. Set Up Real-Time Payments with FedNow:
   • Ensure your financial institution supports FedNow services and complete the necessary setup.
   • Link your FedNow-enabled bank account with QBO through SecureQBPlugin.com.
3. Enable Request for Payment (RfP) Feature:
   • Configure the RfP feature within SecureQBPlugin.com to send digital payment requests.
   • Customize RfP templates to include overdue invoice details, payment terms, and any applicable late fees or interest charges.
4. Send Payment Requests for Overdue Invoices:
   • In QBO, create and schedule RfP for overdue invoices using SecureQBPlugin.com.
   • Ensure all necessary details, such as the original due date, amount due, and any late fees, are included in the request.
5. Monitor and Manage Transactions:
   • Track the status of RfP and incoming payments in real time through QBO.
   • Receive real-time notifications for responses to RfP and confirm payment receipt.
6. Reconcile Payments:
   • Automatically reconcile received payments with outstanding invoices in QBO.
   • Utilize QBO’s reporting tools to analyze financial data and manage cash flow effectively.

Example Use Case:

Scenario: A business needs to collect overdue payments from a client. By using SecureQBPlugin.com integrated with QBO and FedNow, the business sends a digital RfP for the overdue invoice.

• Initiate RfP: The business logs into QBO, creates an RfP for the overdue invoice, and sends it to the client through SecureQBPlugin.com.
• Process Payment: The client receives the RfP notification, reviews the request, and approves the payment. Funds are transferred instantly via FedNow.
• Reconciliation: The payment is automatically recorded and reconciled in QBO, updating the business’s financial records in real time.

For more detailed information and support, you can visit SecureQBPlugin.com. This platform provides comprehensive resources and guides to help businesses implement and maximize the benefits of real-time payments and RfP for overdue invoices.

Get Paid Instantly with RfP™ at TodayPayments.com

If your business is still waiting days to get paid, it's time to upgrade. TodayPayments.com offers alias-based Request for Payment (RfP™) tools powered by FedNow®, RTP®, and QuickBooks® integration, so your invoices are settled instantly.

✅ ISO 20022 compliance
✅ No account or routing numbers required
✅ Full QBO QuickBooks® automation support
✅ 24/7/365 instant funds with confirmation

Send invoices through mobile, email, or QR.
Let customers choose how and when they pay.
Always get paid in good funds, with no chargebacks.

Start now at https://www.TodayPayments.com — and power your invoicing with real-time certainty.

 

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Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support

2) We create .csv or .xml formatting using your Bank or Credit Union. Create Multiple Templates. Payer/Customer Routing Transit and Deposit Account Number may be required to import with your bank. You can upload or "key data" into our software for File Creation of "Mandatory" general file.

Fees = $57 monthly, including Support Fees and Batch Fee, Monthly Fee, User Fee, Additional Payment Method on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1.5% percentage on gross dollar file,

3) Payer Routing Transit and Deposit Account Number is NOT required to import with your bank. We add your URI for each separate Payer transaction.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG

4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.